I've literally had a friend hand me her credit card just to keep her from shopping. She walked out of the mall empty-handed, true, but let's face it: It didn't change her spending habits. Most of us, in some way, are guilty of not knowing how to handle our finances.
A tactic that works for me is to have daily reminders of how your attitude should be when it comes to money. I turn to The Financial Diet frequently, especially on days when it feels like I have to have something.
And if you know someone who needs an extra push to get a grip on his or her financial life, here are 15 of the best money tips I live by, thanks to TFD:
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