Pinays Reveal What It’s Like To Live On A Call Center Salary

“It’s hard when you want to do and buy so many things!”
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Most Pinays who work in a call center will tell you they’re used to stretching their salary and being at the mercy of petsa de peligro. Even getting a raise doesn’t guarantee a smooth and worry-free ride. Below, three Pinays who work for BPO companies share with us their #CashConfessions on how they manage their finances:

1. Wendy, 26, a representative for a BPO firm in Makati, earns P30,000 monthly

What do you spend on the most? How do you budget your salary for your monthly expenses?

[I pay for] water, electricity, cable, internet, and credit card bills. I also pay for groceries and toiletries.

What luxuries are you able to save up for?

[I can afford to] travel. Schedules at work are fixed, so it's easy to plan a getaway if you wanted to.

Why is it important to keep track of where your money goes?

I always need to keep track of my expenses so I can save and make sure I don't end up with nothing after paying all my bills. Even if I'm single and have no dependents, it's been hard. My first salary, back when I was a nurse, was P8,000 a month.

2. SeyWa, 26, an engineer at a BPO firm in Ortigas, earns P25,000 monthly

What do you spend on the most? How do you budget your salary for your monthly expenses?

I’m in charge of paying our family's utility bills at home. Aside from that, I pay for the needs of my two kids as well as personal expenses.

What luxuries are you able to save up for?

I can travel anytime I want! I can also afford to take classes and go shopping every once in a while.

Why is it important to keep track of where your money goes?

It’s important so I can save and enjoy my life at the same time! In my very first job, I was earning P14,000 per month. Salary raises and promotions were quite slow in coming then, since they were based on tenure. You can just imagine the struggle I went through trying to make ends meet. Now, promotions are based on your performance, but the last raise I got still isn’t enough to cover my monthly expenses. I am actually looking for a higher-paying job with more benefits but still in the same industry. Until I find one, I need to be wise in spending and saving for myself and my family.

3. Kim, 23, a technical support agent at a BPO firm in Pasig, earns P21,000 monthly

What do you spend on the most? How do you budget your salary for your monthly expenses?

I live with my parents, so I don’t have a lot of bills to pay for. I’m in charge of the groceries, though. The rest of my salary goes to my transportation, food, and travel expenses.

What luxuries are you able to save up for?

I usually eat out with my boyfriend and my barkada. ‘Yung occasional team breakfasts with officemates, magastos din!

Why is it important to keep track of where your money goes?

I have a lot of expenses I consider as luxuries for me. And yet I still want more! But I really do want to save for the future. I think it will be easier if I track my spending and set a budget for each of my expenses.

Stretching your salary to cover your needs isn't always easy, so know that it's okay to look for help when times are tough. Try Cashalo, an app that allows you to secure credit safely with low-interest rates anytime, anywhere, so you can easily manage your expenses. While processing time varies per user, you can receive funding as quickly as 30 minutes from the loan approval. 

Register now with Cashalo, or start getting aid for your finances by downloading the Cashalo app on Google Play or the App Store.

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