Picture the scene: It's a new month, you're on a spending ban but then you walk past a shop that is selling the exact pair of culottes you've wanted all season.
After lying to yourself for a while that you're only entering the shop to take a look at the culottes, you appear to leave the store with a bag containing the culottes—as well as a few other "just happened to be on the way to the cashier" purchases.
Chances are, you've convinced yourself to leave frugal town because of one of these ten VERY popular excuses...
Excuse One: "It's so cheap!"
Reality: Just because something is cheap, doesn't mean it's a good purchase. In fact, it probably means it is poor quality, will lose its shape/color/luster in a few days and end up in the bin by next season.
Excuse Two: "It's on sale!"
Reality: Would you have bought this item if it was full price? If the answer is no, slowly put the top back down.
Excuse Three: "It's so on trend right now!"
Reality: On trend clothes are the worst kind of impulsive buy to make—mostly because the very definition of trend means you probably won't want to wear it next season.
Excuse Four: "I have a big party coming up and I have NOTHING to wear."
Reality: But that's a lie now, isn't it. You have lots of things to wear, but you're just not feeling anything.
Excuse Five: "My friends have all bought something."
Reality: We don't need to go into the "if they jumped off a cliff, would you" lecture, do we? Just look forward to the day when you can afford to go out for dinner and drinks and your friends are stuck at home crying into their new handbags.
Excuse Six: "I just got paid."
Reality: If anything, going on a shopping spree the day you get paid is the WORST idea because you have a whole four weeks of budgeting hell to deal with.
Excuse Seven: "I get paid on Friday."
Reality: Nearly being paid, is not the same as being paid.
Excuse Eight: "I've been so good recently."
Reality: Then why ruin it! Changing habits takes time, and the minute you jump off that shopping wagon and back in the world of compulsive splurging, you'll find it very hard to get back on again.
Excuse Nine: "I can always return it."
Reality: You could. But you won't. And we BOTH know that.
Excuse Ten: "But it's a bad day."
Reality: "Things are already bad so one extra purchase can't hurt"—this is not a thing.
This article originally appeared on Cosmopolitan.co.uk. Minor edits have been made by the Cosmo.ph editors.