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Computer Science College Student Arrested For Online Credit Card Scam

He developed fake bank websites to retrieve information from clients.

Christian Salvador, a 23-year-old graduating Computer Science student of the Isabela State University, was arrested by operatives of the National Bureau of Investigation (NBI) and the Department of Justice's Office of Cybercrime last Friday, March 3, for engaging in an online credit card scam.

"Salvador was traced by the NBI to a boarding house in Barangay San Fermin in Cauayan City, Isabela. He was then taken to the NBI central office in Manila," reports  Villamor Visaya Jr. in Philippine Daily Inquirer.

The report notes: "Salvador allegedly developed fake bank websites where he retrieved credit card information of bank clients. A bank discovered the anomaly when its clients complained that they were being charged for large purchases they never made."

"Salvador, who is said to be on the dean's list at his school, reportedly sold the bank clients' information to another hacker whom the NBI has not identified," reports GMA News Online.

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Salvador admitted to the allegations made against him. In fact, he explains, "Challenge lang din po kasi talaga, eh. 'Yun lang din po nagudyok sa akin. Then, gusto ko lang po ma-apply 'yung knowledge ko sa IT kaya 'yun po, chinallenge ko po siya sa Web hacking (IT was really just a challenge. That was what encouraged me to do it. Then, I wanted to apply my knowledge on IT so that's why I challenged myself with Web hacking)."

But while Salvador seemd to be nonchalant about what he did, his father Fred was practically heartbroken. He told a GMA News reporter, "Pinag-aral ko ng maganda. Pinalaki ko siya ng maganda. Matalino yan, sir. Katunayan nga, sir, nagsakripisyo kaming mag-asawa. Nag-abroad 'yung asawa ko, sir, para mapag-aral lang namin sila ng maayos (I sent him to a good school. I raised him well. He's smart, sir. In fact, sir, my wife and I sacrificed a lot. My wife went abroad to work, sir, just so we could send them to a good school)."

Fred works as a baker while his wife is a domestic helper in Lebanon.

Salvador is facing charges for violating the Access Device Regulation Act of 1988 (Republic Act No. 8484) and the Cybercrime Prevention Act of 2012 (R.A. No. 10175).

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